Many individuals are faced with overwhelming debt. Vidmar & Hardesty recognizes that many times creditors are not willing to negotiate a fair settlement and would rather keep calling, harassing and sometimes filing a lawsuit against you to recover the debt.

On behalf of consumers, our attorneys are often able to negotiate and settle debts both before a lawsuit is filed, during a lawsuit and after a lawsuit has concluded. Our attorneys work diligently to settle your debt as fairly and efficiently as possible, with the intention of reducing the amount you owe on a settlement or working out a fair payment plan that you can afford. Our attorneys can also advise you if any Fair Debt Collections Practices Act violations or other violations by creditors have occurred to see if you are entitled to receive damages from the creditor.